Lowering Costs & Freedom to Choose
As a member of the Assembly’s Insurance Committee, Phil participated in hearings to assess the need for auto insurance reform. Phil is committed to lowering automobile insurance costs for consumers.
Phil supports allowing consumers to raise the deductible on auto insurance policies when a car is financed (since most consumers finance their vehicles, either through loans or leases).
The way automobiles are designed today, even a small fender-bender can result in over $1,000 of repairs.
If a consumer has even two of these accidents, he or she can see a dramatic increase in insurance premiums or loss of coverage from a reasonably priced carrier.